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First Time Buyers

Looking to buy your first home? Our team will assist you in every step of the process. We can calculate how much you are able to borrow and guide you through every step of the application. 

There are several government schemes that can help you to buy a home. These include Help to Buy, Right to Buy and Shared Ownership. Our staff are familiar with all of the government schemes and will guide you throughout the process.

If you want to speak to one of our team about buying your first home or to find out if you qualify for one of the government schemes, get in touch.

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The guidance or information contained within the website is subject to the UK regulatory regime and is therefore aimed at consumers in the UK.
The FCA does not regulate Commercial lending or Commercial Buy to let mortgages.


Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.

James Miller & Associates is a trading name of J.S.Miller Independent Financial Planning Ltd which is an appointed representative of Vision Independent Financial Planning Ltd who are authorised and regulated by the Financial Conduct Authority (FCA).

Firm reference number: 487395. This can be verified by visiting the Financial Services Register.

J.S.Miller Independent Financial Planning Ltd is a registered company in England and Wales. Registration number 07242081.

To verify our status please visit the FCA register. Our FCA number is 534042.