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If you require an alternative mortgage solution, there are other options that suit a variety of client types and situations, these can include:


1. Bridging Finance:

Bridging finance is a short-term loan option designed to bridge the gap between the purchase of a new property and the sale of an existing one. It can also be used when a quick injection of capital is needed for a short period. Bridging loans are typically easier and quicker to obtain than traditional mortgages and are often used in property transactions.


Key features of bridging finance:


Short-term: Typically, bridging loans have terms ranging from a few months to one or two years.

Quick Approval: Bridging loans can be approved and funded relatively quickly, making them suitable for time-sensitive transactions.

Higher Interest Rates: Since they are short-term and carry higher risk, bridging loans usually have higher interest rates compared to traditional mortgages.

Secured: Bridging loans are secured against a property or other valuable assets as collateral.


2. Commercial Finance:

Commercial finance refers to various types of financial products designed to support businesses' funding needs. These can include loans, lines of credit, asset financing, and more, tailored specifically for commercial purposes.


Key features of commercial finance:

Business Purpose: Commercial finance is intended to fund business operations, expansion, working capital, equipment purchase, or property acquisition for commercial use.

Diverse Options: Commercial finance comes in various forms, each suited to specific business needs and financial situations.

Terms and Rates: The terms and interest rates of commercial finance can vary based on the lender, type of financing, and the business's creditworthiness.

Collateral or Guarantees: Lenders may require collateral or personal guarantees to secure commercial loans, especially for smaller businesses or riskier ventures.


Both bridging finance and commercial finance offer valuable solutions for different financial needs. If you are considering any of these options, it's essential to carefully assess your requirements and speak with a professional who can help work out the best solution for you.

We work with a number of excellent providers and packagers to find comprehensive solutions to commercial lending. 


Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Not all forms of Property Development Finance are regulated by the Financial Conduct Authority.

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Bridging and Commercial Finance

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